32 Village Lane, Suite 250
Colleyville, TX 76034
Phone: 817-481-5300 | Toll Free: 800-537-6844 | Fax: 817-481-5343

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Bill Ramsey, Branch Manager/Sr. Loan Officer

Bill has more than 23 years of experience in the Residential Lending Industry.
As a Regional Vice President for World Savings, Bill relocated to Texas from California in 1993. After 9 years with World Savings, Bill was recruited by Washington Mutual to manage all Mortgage Lending Operations in Texas.
Looking to travel less, Bill was recruited by Wells Fargo Home Mortgage as an Area Vice President where he was responsible for over $1 billion in mortgage production volume annually.
Realizing it was time to go out on his own, Bill left Corporate America to open the Colleyville Branch with Fairway Independent Mortgage Corporation in 2001.
The Colleyville Branch’s volume is in the top 10% of Fairway’s production each year and Bill’s is the top 5% in personal production since opening the branch.
Bill’s expertise is in all facets of the lending process, setting him apart from the rest of the industry.
Bill graduated from California State University, Chico.

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Keith Gelles, Loan Officer & FSBO Director

Age: 43
Education: BSBA in Marketing/Computer Science Henderson State University, Arkadelphia AK (1982)
Family: Wife Karen, Son Kale (14), Daughter Kristen (16)
Home Town: Grand Prairie, TX
High School: Grand Prairie High (1979)
Hobbies: Jogging, Camping, Softball, Motorcycling, Bike Riding, Outdoor activities
Work: Electronic Data Systems (EDS) (1983-1996)
Was hired as a Systems Engineer in EDS’ training program. Programmed for one year and moved into onsite EDS support with a bank in Dallas. Assumed management of the bank for EDS and relocated with the Bank to San Antonio in 1985 managing their onsite data processing and customer support center.

Moved to Houston in 1988 to manage the EDS data center responsible for providing data processing service to 125 community banks in the Houston area. National Corporate Marketing (NCM) (1996-2002)
Purchased an ownership interest in NCM. This is a product fulfillment company that provided package, storage, printing, and direct mail order processing to companies outsourcing their fulfillment requirements. Increased the company's sales from $1 million per year to $12 million per year. Sold the company to Arnold Logistics, a fulfillment company in Pennsylvania wanting to expand their territory into the Southwest.

Fairway Independent Mortgage Corporation (2003- Present)
Was hired as a Loan Officer concentrating on marketing to my database of 250 people. During the first six months I closed 30 loans averaging $191,000 per loan. I am now the FSBO Director responsible for marketing Fairway to homeowners in the Colleyville, HEB, and Denton area. We currently use a national program through FinanceThisHome.com which provides marketing materials to homeowners who have elected to sell there home themselves.

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Ken Hatfield, Senior Loan Officer

Ken has more than 17 years in the Residential Lending Industry. He has worked with companies such as Washington Mutual and Wells Fargo as a Retail Loan Officer. Ken joined Fairway Independent Mortgage as a Wholesale Loan Officer in 2002. He believes this position offers more of an opportunity to provide better service to his customer base. Ken specializes in Residential Lending that includes purchase and refinancing of single family residences. Ken has lived in the Dallas/Ft Worth area for the past 23 years, grew up in Barrington, Illinois and graduated with a Bachelor of Science degree, majoring in Business Administration from Nebraska Wesleyan University in 1979.

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Chelsea Keifer, Loan Officer

Chelsea Keifer has spent the last 9 years working in all facets of the mortgage industry. She started at the young age of sixteen and has developed a true passion for helping people. Chelsea began working for Fairway Mortgage while she attended Grapevine High School and then The University of Texas at Arlington studying Business Marketing and Sociology. Chelsea’s first experience with Fairway was working as a receptionist in the Southlake office, and then eventually became a sales assistant and marketing director. After seven years in Southlake, Chelsea made the move to the Colleyville office where she began her career as an originator. Chelsea became the top originator in the Colleyville branch for 2006 and remained on top for 2007.

With motivation and determination Chelsea also achieved her dream of being a Dallas Cowboys Cheerleader and a Dallas Desperados Dancer while still fulfilling her career at Fairway Mortgage.

Chelsea believes her job is not to just provide people with a loan but to advice them with their financial needs. “Everyone has a different financial goal. My job is to make every loan fit their financial outlook so that each goal is met. Buying a new home and moving can be a very stressful time. Your mortgage financing should be a rewarding experience. Through creative financing any goal is possible.”

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Melanie Vowell, Sr. Loan Officer

Melanie Vowell is a native Texan, born and raised in Fort Worth, Texas. Her professional background originally was law and medical management. In 1996 she decided to pursue a career in the mortgage industry, utilizing her legal experience and caring disposition to help people secure financing to purchase, refinance or cash out on their homes. She also works with investors handling everything from interim financing to permanent. With over 10 years experience, her philosophy is and always has been, to build relationships and create customers for life. Her passion for helping people is what keeps her customers coming back year after year. She states: “Everyone has different needs, wants and criteria. Each one of my customers receives the level of service they so richly deserve, they are not just a number. I do not want to just be their Loan Officer, but also their Mortgage Planner. We look at options that best benefit the customer, not just over the short term but also long term. Purchasing a home is one of the most important decisions you will ever make. Having the right Loan Officer to look after your best interests and protect you is extremely important.”

Melanie is also active in the HEB Chamber of Commerce, Colleyville Chamber of Commerce and My Success Group. She enjoys giving back to the community, networking and building relationships. She also enjoys bike riding, water skiing, snow skiing and just working out in the gym. Give Melanie a call to discuss your needs at 817-715-5613. She will come to you if you can’t come to her.

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Clarissa Scherer, Processor

Coming Soon!

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Greg Ulrich, Loan Officer

Greg Ulrich feels he is a loan officer with a greater purpose than just loaning money. While many consumers view loan officers as someone who make loans, Greg has a different perspective on the lending industry and how to leverage your self to wealth. “In the position we as loan officers are in, I find it important to consult with customers about how they can use their mortgage to get ahead in their lives. As this is the largest debt most people will take on, it is imperative that our customers incorporate their debt into their long term financial plan. By holding ourselves to a higher standard we can really help those who need it”

Greg Ulrich also works quite a bit with real estate investors and teaches them how to properly leverage. Contact Greg’s assistant Angie to schedule a private consultation or to attend one of our investor seminars. “There are way too many get rich quick, false prophets in the real estate investing realm. When someone offers you advice, ask yourself who benefits the most from this advice…the giver or the receiver?”

“One thing I constantly try to do is open our client’s eyes to the direction they are heading with regard to their debt, savings and future income. It is rewarding to show customers how they can utilize their mortgage to not only get out of debt, but build their wealth and provide for their families for generations to come. All this from structuring your debt the right way.”—Greg Ulrich

Visit Greg's website: www.ulrichmortgagegroup.com

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Micky Leach, Loan Officer

With over 20 years as a business and sales professional, Micky has used his excellent communications and organizational skills to enhance customer relations in the mortgage industry. He prides himself in honesty, timely processing and a dedication to always satisfying customer needs and financial goals in real estate. Outstanding service is what sets Micky and Fairway Independent Mortgage apart from the competition. There is no better compliment than the trust hundreds of his customers have displayed by referring others. He has excelled in all types of mortgage transactions from home and investment purchases to refinancing and debt management.

Micky earned a BBA in Finance from Texas Tech University, is married to his high school sweetheart and has a son, two daughters and two wonderful grandchildren. He enjoys playing drums, family and volunteering at church.

Please visit Micky's Website: http://www.mickyleach.com

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Heather Walley, Loan Officer

Heather Walley has over six years experience in the mortgage business. She specializes in first time homebuyers and takes pride in walking every customer through the mortgage process so they feel as comfortable as possible. Heather believes that referrals from her past and present clients are earned, not expected. Communication and honesty are the keys to making her clients happy. Heather is a graduate of the University of Texas in Arlington with a BBA in Finance. When she’s not at work, she enjoys golfing, shopping and spending time with her husband Frank and her two wonderful children, Aubrey and Andrew.

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Angie Skinner, Sales Assistant

Coming Soon!

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Fairway Independent Mortgage

32 Village Lane, Suite 250
Colleyville, Texas 76034
Phone: 817-481-5300
Toll Free: 800-537-6844
Fax: 817-481-5343

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